About JMD

JMD is the Hudson Valley’s premier independent insurance agency, providing thousands of New York clients with customized plans to protect their cars, homes, businesses and families.

As an independent agency, JMD is set up to work for YOU, not any one provider. Our model brings customers the best of both worlds: access to top national carriers and the impartial guidance of local agents they can trust and depend on.

Our mission is simple: understand each client’s unique situation, coverage needs and budget and bring them the best possible plans at the lowest possible prices.

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Meet the Team

Peggy Dwyer
President & Founder

First and foremost, Peggy Dwyer is a neighbor and a committed member of your Hudson Valley community. She and her seven siblings grew up in Cornwall, NY, the idyllic town her parents fell in love with when saving up to move from Brooklyn to the suburbs.

After graduating Cornwall Central High School, Dwyer went on to study Marketing and Management at Niagara University in Niagara Falls, NY. Her degree led her to New York City where she spent 15 years at Smith Barney in the company’s Private Client Division.

In 1997, she and her husband Roger moved back to her hometown to raise their two daughters. At this time, Dwyer began to learn the insurance business from local agents who represented specific carriers. That’s when it hit her: even when they sought similar coverage, no two clients had the same profile. As such, the carrier that was best for client A wasn’t always best for client B. Customers needed a trusted local agent with access to all the major national carriers to shop on their behalf and provide unbiased council on who to go with.

On this insight, Dwyer founded the JMD Insurance Agency in 2006. Since then, the company has experienced organic growth each year based on client referrals and word of mouth.

Outside of the agency, Dwyer is passionate about community and family. After a full day at the office, she can often be found hosting pro bono coaching sessions to help local residents make sound financial choices while avoiding common pitfalls. As a daughter, sibling, wife, aunt and mother, her family keeps her busy, grateful and inspired, especially her two daughters, Jessica and Maddy.

Amanda Campbell
Licensed Sales Associate

Amanda is a Licensed Sales Producer for JMD who has been with the company for two years. Amanda was raised in Ulster County and attended college in Manhattan.

Her work experience throughout New York has made Amanda intimately aware of the state’s unique diversity. Amanda caters to this diversity by providing cost-conscious, unique solutions for our clientele’s insurance needs. When she’s not in the office, you can find Amanda with her family, passionately discussing pop culture and film, or reading a mystery novel.

Karina Cardoso
Licensed Sales Associate

Karina is a Licensed Sales Associate for JMD and is bilingual. Karina was born in Oregon but was raised in Orange County. Karina has extensive customer service experience, more than 6 years of employment in various industries.

Her experience includes retail, healthcare and finance which gave her the skills to settle comfortably into her new role as Licensed Sales Associate. Karina enjoys quality time with her friends and family, live music and traveling.

Wendy Buendia
Sales Assistant

Wendy is our bilingual Sales Assistant at JMD. She has lived in Orange County for 20 years and is now raising her two daughters here.

Her years of customer service experience have prepared her for our clientele’s diverse needs. Wendy in her free time loves to bake, spend time with her family, and volunteer with the local school district.

Jennifer Murray
Customer Service

Jennifer is a Customer Service Associate for JMD and is bilingual. Jennifer has a young family and is very involved within her community.

Jennifer has a big personality and strong background in customer service. She is always glad to help and answer all your insurance questions.